I have to share this with you all. I have been studying and looking at my credit score. Not so good at all. I have made a lot of mistakes. At least, I am aware of them.
However, I have been doing a lot of reading online and studying and I have been "cleaning" my credit report. Every little bit helps.
If you have a chance, go to myfico.com. I am not selling anything...I just came across that website a couple of days ago. Anyway, they offer tons of advices to help clean your credit report. I know, there is no magic wand, and some things are just not "fixable". However, I learned that sometimes asking a creditor to remove a "negative report" can be a good thing and they just might say yes...
And you? Any advices to share?