One more debt paid off!

Yes, one more debt paid off. Another small one of course, but still, it is another one paid off.

So, why do I feel depressed about all this? I should be feeling good about all this. I think it is the fact that I do still have a huge amount of debts...and my credit score is low...

:(

ONE DEBT DOWN!!!

Today, I paid one debt. Ok, it was a small one. Still, I am glad and proud of myself. No more phone calls or emails from this creditor!

It is so motivating!!!

My goal is not only to be debt free - but I am working very hard right now to pay my bills on time - respect my budget and avoid late fees. Easier said than done BUT working very hard on it!

HAVE A NICE WEEKEND

Another week, another day.

I agreed to watch my boss dog for the week. Well, I did not really want to but did not know how to say no. Surprisingly, he gave me $100 to watch the dog which help me buy groceries. (I had no idea how I was going to pay for groceries this week). So, I was soooo happy!!!

On another note, my employer cut my hours from 40 to 30...this will have a HUGE negative impact on my budget.

One of the thing I like to do is participate in sweepstakes. Especially online. In the past six months, I have won:

- a $400 gift certificate to BODHI bags
- gloss and mascara
- body lotion
- a mattress cover
- a free oil change at MIDAS.

However, I have hit a "dry spell" in the last two months...Hoping this is going to change!!!

:)

A wonderful and helpful reader suggested that I go grocery shopping at Aldi, which I did. I loved it!!!
It was really cheap, and I found a lot of goodies. I was one happy girl!!!

I read a post on Facebook that I wanted to share with you all:

Think about wealth rather than debt. If you think “I’m going to get out of debt” you will keep thinking about debt. If you think “My financial situation will contribute to my overall wealth,” that thought can keep you going.

It is food for thought I guess...

Sunday, April 21st, 2013.


Unmotivated, Scared and Worried

Have you ever wake up and feel so depressed about your financial situation? This how I feel this morning.

I realize that it does not take "a lot of efforts to get into debts" but it takes a LOT of courage and effort to get out of debts.

I need some words of encouragement today. I feel so depressed about the whole situation!

Grocery Bill

Saturday, April 20th, 2013

I went grocery shopping today. My goal was to spend no more than $100. I spent $116. I try to use coupons - I am either not good at it? or lazy...but the maximum savings I usually get with coupons is about $20. I wish I could do little those people on "Extreme Couponing".

Any suggestions? Ideas? to save on groceries? Thank you!

Friday, April 19th, 2013

Today is a new day as they say.

Last year, I started gardening. I was going through some very rough times, both emotionally and financially, and gardening is a way to keep my mind busy.

"Most people are aware of the physical benefits of gardening but they don't always think about the mental benefits of gardening. Gardening can provide some very significant and much needed mental benefits in addition to physical exercise such as

1) Stress Relief -
2) Anxiety Relief -
Article Source: http://EzineArticles.com/1670548

It is also a great way to save money. I am so proud of myself when I eat the results of my hard work. Not only gardening is  a great and rewarding pastime, but the crops are fresh, taste better and the vitamins and other benefits they contain, such as antioxidants, are more potent.

Anyway, my goal this year is to learn how to do "canning". Any suggestions? Advices? In order to save money, I posted a "wanted ad" on freecycle.org. I found dozen of Mason jars. I am so happy and excited! Now I need recipes. :)

It is beautiful outside. Windy but sunny...Have a nice day!